Visa Signature®
Earn points on every purchase!
Reward yourself on everyday purchases! For every dollar spent, you’ll earn 3 points for groceries & entertainment, 2 at restaurants, and 1 on every other purchase. Plus, the points you earn can be used to checkout at participating gas stations, and some of your favorite merchants.43
Apply for a NEW Visa Signature credit card and earn 3X the points on travel purchases this holiday season. Offer valid 10/15/24-12/31/24. See Terms and Conditions.
Product Features
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Special Introductory Rates for the First 6 Months45
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Rewards with Every Purchase43
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Travel and Emergency Assistance47
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Concierge Service
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Year-end Summary
- Free 2Way Text Fraud Alerts
- Contactless Payments
- Manage Cards in Online & Mobile Banking Effortlessly
- Free FICO® Score
- ID Navigator Powered by NortonLifeLock46
- Low Variable Rates
- No Annual Fee
- No Balance Transfer Fee
- No Cash Advance Fee
- Roadside Assistance
- Visa Account Updater – Auto update card information with participating merchants
- Visa Zero Liability Protection14
- Digital Wallet Payment Options
Limited-Time Offer!
Earn 3X the points on travel purchases (flights, hotels, transportation, and cruises)! Offer valid 10/15/24 – 12/31/24. With Visa Signature, you have access to great benefits such as Shipt, Sofar, Roadside Dispatch®, and more! See Terms and Conditions.
Earn Points with Every Purchase!
APR* for Purchases |
0.00% APR* for first 6 billing cycles, as low as 17.49% APR* thereafter. (Rates based on creditworthiness.) |
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APR* for Balance Transfers |
0.00% APR* for first 6 billing cycles, then as low as 17.49% APR* thereafter. (Rates based on creditworthiness.) |
APR* for Cash Advances |
0.00% APR* for first 6 billing cycles, then as low as 17.49% APR* thereafter. (Rates based on creditworthiness.) |
Annual Fee |
$0 |
Cash Advance Fee |
$0 |
Balance Transfer Fee |
$0 |
International Transaction Fee |
1% of the converted transaction amount |
Other Fees |
Late Payment Fee: up to $27 |
Minimum Finance Charge |
$0.50 |
Quick Links
- Manage Cards
- Protect Your Loan
- Rewards Guidelines
- Fraud Prevention Center
- Report Lost/Stolen Card
- Mobile Banking
- Online Banking
- Credit Card Calculators
- TCM Bank MasterCard Access
- SCCU Owners' Manual
- FAQs
- Visa Account Updater
- Visa Guide to Benefits
- Benefits of a Visa Signature® Credit Card at SCCU
- Visa Offers+Perks
Frequently Asked Questions
You can quickly activate your card by calling 1-888-314-6005.
With so many types of credit cards available today from a variety of credit card issuers, it's important to closely compare your credit card choices. Whether you're looking at silver, gold or platinum cards, or other types of cards designed for students or that help you establish credit, look for these features as you compare each card:
- Credit score requirements
- Annual fees
- Income requirements
- Limits on points you can earn
- Perks and benefits such as travel insurance
- Credit amount limits
At Space Coast Credit Union, we're here to help our members make the best choices for their financial goals. Get in touch if you have questions about any of SCCU's credit cards.
As with any type of credit, including credit cards, your creditworthiness and other factors will determine your individual Signature credit card limits. In your search for the best Signature credit card that meets your individual needs, be sure to consider both the costs and the value of each card, as well as their credit limits, including:
- Introductory interest rates and how long they remain in effect
- Whether the card allows you to earn rewards
- What types of rewards the card offers, such as cash back
- How rewards are calculated
- Whether the card includes discounts at certain places of business
Our Visa Signature card delivers exceptional features and benefits that can help you save time and money. SCCU's Visa Signature benefits include:
- For every dollar spent, you'll earn 3 points for groceries and entertainment, 2 at restaurants, and 1 on every other purchase43!
- Points you can redeem on cash back, travel, gift cards, entertainment, and special offers
- A Special Introductory Rates for the first 6 months45
- Concierge service
- Roadside assistance
- Travel and emergency assistance
- No annual fee
- No cash advance fee
- No balance transfer fee
- The Visa Zero Liability Policy14, which allows you to shop with peace of mind—you won't be held responsible for unauthorized charges made with your account or your account information
- Free 2Way Text Fraud Alerts
- Free® FICO Score
As a new SCCU Visa Signature card cardholder, you may also be eligible to take advantage of a special introductory rate that can help you save money—as low as 0% APR for the first 6 months.43
You'll also enjoy a great range of convenient features that we offer to all Space Coast Credit Union cardholders, such as:
- Free Online Banking so you can manage your finances when it's most convenient for you.
- Free Mobile Banking that lets you pay bills, make deposits, pay your SCCU loan, and more.
- Manage Cards to monitor your card usage within the SCCU Mobile app and use features such as real-time alerts to know when/where your card is being used and the ability to turn cards off and on as you'd like.
There's no annual fee on a Visa Signature® credit card from Space Coast Credit Union. You can save even more money with no balance transfer fees or fees for cash advances.
We make banking with us as simple as possible, including easy application online for credit cards and other types of borrowing. Apply online anytime!
For even more ways to save with Space Coast Credit Union, our Visa Signature card gives you easy access to discounts and special offers on travel, tickets to live events, dining, and more through Visa Offers and Perks. Looking for a great deal from your favorite retailers? Save on everything from jewelry and clothing to gift baskets and home improvement products.
It's easy to earn rewards with your Space Coast Credit Union Visa Signature! Anytime you make a qualifying purchase, rewards points will be credited to your account. You can see your points total anytime with your Online Banking account. Learn more about the rewards program rules.
The Visa Signature card is just one of the Visa credit cards Space Coast Credit Union offers to meet our members' needs. Other types of SCCU credit cards include:
- Visa Platinum card: Cardholders enjoy a low fixed rate and cash back without any of the excessive default rates or hidden fees that other types of cards may include. The Platinum Visa card offers a special introductory rate for the first 6 months13, up to 2% cash back rewards33, and more.
- Visa Low Rate card: For Space Coast Credit Union members who carry a revolving balance from month to month, we offer this low-interest credit card. It includes all of the most popular features of SCCU Visa cards, such as no annual fee, no balance transfer fee, no cash advance fee, and more.
- Visa Secured card: This card is ideal for building your credit or rebuilding your credit score. Save money with a special introductory rate for new cardholders. The Savings-Secured Visa card uses the funds in your Space Coast Credit Union savings account as collateral for your credit limit.
- Student Visa card: This special credit card option helps young adults start establishing credit with a low introductory rate for new cardholders. The Student Visa Credit Builder card is secured by a Space Coast Credit Union savings account on which the student is the primary account holder. This card requires an adult co-signer.